Carrier Solvency & Financial Strength
Foresters Financial Review & 2026 Ratings
Complimentary fraternal benefits (orphan scholarships, emergency grants, will prep) and very competitive senior burial rates.
A.M. Best Rating
A (Excellent)
S&P Financial Rating
A
Year Founded
1874
Operating Scale
50 States
Elena Rostova, NPN #18942019
NPN #18942019 Verified
Senior Life Insurance Underwriting Analyst • Licensed Life & Health Producer (NPN #18942019) • Former Carrier Underwriter
Fact-Checked & Audited: September 2026
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Actuarially Reviewed by Sarah Jenkins, Esq.
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Foresters Financial Flagship Product Portfolio
PlanRight Final Expense
A+ Backed
Your Term
A+ Backed
Smart Universal Life
A+ Backed