Carrier Solvency & Financial Strength
Mutual of Omaha Review & 2026 Ratings
The gold standard in senior final expense; competitive level and graded rates, prompt 48-hour claim settlements, and household name trust.
A.M. Best Rating
A+ (Superior)
S&P Financial Rating
AA-
Year Founded
1909
Operating Scale
50 States
Elena Rostova, NPN #18942019
NPN #18942019 Verified
Senior Life Insurance Underwriting Analyst • Licensed Life & Health Producer (NPN #18942019) • Former Carrier Underwriter
Fact-Checked & Audited: September 2026
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Actuarially Reviewed by Sarah Jenkins, Esq.
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Mutual of Omaha Flagship Product Portfolio
Living Promise Final Expense
A+ Backed
Term Life Answers
A+ Backed
Children's Whole Life
A+ Backed