Carrier Solvency & Financial Strength
Pacific Life Review & 2026 Ratings
Consistently ranked #1 in overall indexed universal life sales volume; exceptional financial strength and customer service.
A.M. Best Rating
A+ (Superior)
S&P Financial Rating
AA-
Year Founded
1868
Operating Scale
50 States
Elena Rostova, NPN #18942019
NPN #18942019 Verified
Senior Life Insurance Underwriting Analyst • Licensed Life & Health Producer (NPN #18942019) • Former Carrier Underwriter
Fact-Checked & Audited: September 2026
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Actuarially Reviewed by Sarah Jenkins, Esq.
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Pacific Life Flagship Product Portfolio
Pacific Discovery Xelerator IUL 2
A+ Backed
Horizon IUL
A+ Backed
Pacific Index Foundation
A+ Backed